The Credit Activity

An engaging activity that brings experiential learning to any credit programme

In this interactive online case study centred around a multi-outlet pizza restaurant business, participants act as potential lender to the business, making credit decisions during three key points in the company’s lifecycle. The activity includes historical financial information, an interactive forecasting tool, a mock website, industry magazine and analysis, plus filmed interviews with the management team. Participants use the information at hand to assess the credit-worthiness of the proposition and put in lending solutions to support their customer on the road to success.

A practical activity that…

Helps build a strong foundation for lending decisions

The Credit Activity is designed to embed credit skills in your early careers people or lateral hires. Participants will work individually or in teams to assess financial and non-financial information as well as a lending request from a customer. The activity can be tailored to your credit policies and procedures, and be delivered over a timeframe that suits you; all at once or spread over the duration of a graduate programme, for example.

Develops a blend of knowledge and practical application

The activity can be delivered on a standalone basis to bring an element of practical application to any more traditional learning that may have been previously undertaken. Alternatively, MDA Training can provide wrap-around content before, during or after the programme to deliver a comprehensive solution, depending on the needs of the audience.

Can be tailored to the needs of your bank

The activity allows for tailoring so that it can be immediately applicable to the day to day tasks performed by your people.

Can be aligned to your lending policies and credit procedures

The simulation and any wrap-around content can be tailored in line with your lending policies. As with your lending policies, the simulation can also be designed to reflect the processes your bank undertakes, from initial request to draw-down.

Can be flexed to meet your timeline, and your existing programme

The simulation can be delivered over the course of consecutive days, split up for multiple touch-points over the course of a year, and act as a complement to any other training being delivered as part of a wider programme. Likewise, if you want more focus on a particular area, such as on the assessment of the management team. We can help. We’ll build out the activity to your needs.

Let's demo our activity and explore your needs today!

Let’s demo our activity and explore your needs today!

…and explores a number of key credit concepts

Balancing the needs of the bank with the needs of the customer

Profitability and cash flow analysis to determine repayment capacity and its sources

To assess the market position of the company and its sustainability

Analysis of the management team to determine whether the management team is one that the bank wants to support

Tailoring the bank’s proposed solutions to the lifecycle stage the company is in and its particular needs at that stage